Beneficial & Secure

With an Advantage One Visa credit card, you can easily shop online or buy products and services from millions of merchants nationwide. But that's not all. You'll also save money with low introductory rates, no annual fees and added layers of protection that safeguard your financial and personal data. 

Take Control

With card management, you can block your card, set travel alerts, and so much more! Control your Advantage One credit card, all from online banking or our mobile app. In addition, your card is equipped to receive automatic fraud alerts in the event of suspicious activity.

Visa Signature® Card

  • Limits up to $50,000

  • No annual fee

  • Everyday reward points

  • Online balance transfers

Visa Platinum® Card

  • Limits up to $5,000

  • No annual fee

  • Everyday rewards points

  • Online balance transfers

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Visa Signature® Benefits

  • NortonLifeLock

  • Roadside Dispatch

  • Travel and Emergency Assistance Services

 

Visa Platinum® Benefits

  • NortonLifeLock

  • Roadside Dispatch

Reasons to Love Our Credit Cards

  • 0.99% APR¹ introductory rate for six billing cycles; after that, the rate can range from 10.98% to 23.98% APR¹

  • No annual fee

  • Earn Everyday Reward Points

  • Control your card and track your spending in Advantage One’s Online Banking or Mobile App

  • Automatic Fraud Alerts will notify you of suspicious transactions via text, email, or phone.

  • Tap to pay at checkout with your phone or watch!

¹APR is Annual Percentage Rate. The current promotional APR is a 0.99% introductory rate on purchases for the first six (6) billing cycles. On the seventh billing cycle, the 0.99% intro APR will adjust to the standard purchase APR on your account. The AOCU credit card APR ranges from 10.98% to 23.98%. Your precise rate is based on your credit worthiness. All loans are subject to approval and members must be in good standing. Rates, terms, and conditions are subject to change.