Faster than writing a check and safer than carrying cash.

The Advantage One Visa® Debit Card could be the workhorse of your wallet, the most versatile financial tool in your pocket. It helps you make purchases using your AOCU checking account, at stores and online, protects you against fraud, and creates a record of transactions that makes it easy to analyze spending trends. And if you need cash fast? No problem. Just slide your card into a nearby ATM and then be on your way.

  • Review transaction details online with Online Banking

  • Withdraw money and check balances at nearly 30,000 ATMs nationwide!

  • Never any interest charges on purchases

  • Get added security with Visa’s Zero Liability Policy¹. It protects you from unauthorized purchases — plus returns any funds deducted due to fraudulent charges

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Visa Debit Contactless Cards

Cardholders can tap to pay with their Advantage One Visa® contactless card for a fast, easy, and secure way to checkout. Just look for the Contactless Symbol at checkout, tap the AOCU debit card on the contactless-enabled terminal, and be on your way!

  • It’s fast—Your payment is processed in seconds, so you can be on your way.

  • It’s easy—Simply tap your Visa contactless card on the contactless-enabled terminal.

  • It’s secure—When you tap to pay, you use the same trusted security as chip cards. Each transaction is protected by a dynamic encryption that protects your card information.

For more information on contactless cards, visit Visa's website.

The Contactless Symbol and Contactless Indicator are trademarks owned by and used with permission of EMVCo, LLC.

 

Card Management

Stay in control of your cards with Card Management at Advantage One Credit Union. Simply click on the “Card Management” widget in Online Banking or the AOCU Mobile App!

  • View card details and add to your digital wallets

  • Block and Unblock your card if it gets misplaced

  • Set up travel notices

  • Add authorization alerts

 

Fraud Alerts

We’re serious about protecting you from fraudulent activity on your accounts. Our automated fraud system identifies threats faster, notifies you sooner, and allows you to take immediate action. You’ll receive an automated call that allows you to review suspicious activity on your card.

¹Visa’s Zero Liability Policy covers U.S.-issued cards and does not apply to certain commercial card transactions or any transactions not processed by Visa. Individual replacement fund amounts are provided on a provisional basis and may be withheld, delayed, limited, or rescinded by your issuer based on factors such as gross negligence or fraud, delay in reporting unauthorized use, investigation and verification of claim and account standing and history. You must notify your financial institution immediately of any unauthorized use. Transaction at issue must be posted to your account before replacement funds may be issued. For specific restrictions, limitations and other details, please consult your issuer.