Helping kids learn about money!
M3 Money Club
For kids 12 years and younger
Minimum deposit of $5
Coloring contest
Youth Share Certificates
Elements of Money
For teens 13 to 17
Minimum deposit of $5
Savings contests
Scholarships and more
Youth Share Certificate
Open for a minimum of $50
Earn dividends
Add money at any time
Terms from 6 to 60 Months
M3 Money Club
No fees, but lots of fun. The M3 Money Club, for children aged 12 and younger, offers a real dividend-bearing savings account along with a wide range of fun activities.
Savings Account: Open an account with a $5 deposit and become a member of both the club and the credit union.
Coloring Contests: Coloring contest winners receive a $10 gift card and have their picture framed in our Art Gallery.
M3 Quarterly Contest: We make saving fun! Check out our current contest.
M3 Site: A fun place to learn about money and saving, this website is loaded with great articles, activities, and games*.
*The credit union does not collect, retain, or have any interest in any other linked site that collects or retains information from children under the age of 12. There are no account fees for M3 Money Club (M3) members. Plus, you can watch your savings grow as we pay you dividends on the balance in your account. To open an M3 account, we require that an adult of at least 18 years of age be joint. We also require that the child and adult provide a copy of their social security card. The adult must also provide a copy of a valid photo ID. Please contact us directly if you have any questions.
Elements of Money
What do most teenagers like? We'd list pizza, loud music, and technology. We'll let parents deal with the first two, but our Elements of Money account, for teens 13 to 17, offers apps, podcasts, websites, and digital tools that teach financial skills as they engage curious young minds.
Savings Account: Open an account with a $5 deposit and become a member of both the club and the credit union.
Mini-site: A great place to learn about earning, budgeting, checking accounts, responsible credit usage, and getting in on cool contests**.
Elements Quarterly Contest: We make saving rewarding! Check out our current contest.
Checking Account and Debit Card: Available for teens 14 and up with parental co-signature.
Online Banking: Keep tabs on accounts 24/7 from anywhere there's secure web access.
Mobile App: Access your accounts anytime, anywhere, with a smartphone or tablet.
Mobile Deposit: Depositing a check is as easy as snapping a picture with a mobile device and sending the images to Advantage One using our Mobile App.
Digital Wallet: Carry your debit card information digitally on your phone. Instead of having to use your card for purchases, you can just tap your phone against a store's payment terminal.
Scholarships: Get money for college with scholarships that Advantage One awards every April.
**The credit union does not collect, retain, or have any interest in any other linked site that collects or retains information from children under the age of 17.
Youth Share Certificate
Save and earn more with our youth share certificate! What exactly is a certificate? It’s a type of savings account that holds money for a fixed period, such as six months, one year, or five years. In exchange, the credit union pays you in dividends.
Open for a minimum of $50
Earn more dividends than regular savings
Add money to it at any time
Choose your term (short as 6 months, long as 60 months)
Special just for youth members
Give us a call at (734) 676-7000 to open a youth share certificate.
Dividends? What’s that?
Learn more by watching this short video.
M3 Coloring Sheets
Advantage One M3 members may color any or all of the sheets below and enter as often as they like. Each winner receives a $10 gift card!
You can turn your color sheets in at any branch office. Be sure to include your name and phone number on the back of your sheet so we can get in touch with you if you win! If you don't win your first time, color some more sheets and try again.
Choose to color the M3 Team, Cash, Violet, Savette, Dr. Spendit, and the Me-Mes, or color all of them for your best chance to win! Remember to take your time and do your very best work!
Do you talk to your kids about money? Use these tools to spark healthy, fun, and impactful money conversations.
Q1 - Entries due by the last business day of March
Q2 - Entries due by the last business day of June
Q3 - Entries due by last business day of September
Q4 - Entries due by the last business day of December
M3 Contest
This quarter, we're awarding a $50 deposit!
To enter for a chance to win, simply come to the credit union and deposit at least $5 to your M3 account in January, February, or March. Each deposit is a chance to win! Saving really pays at Advantage One!
M3 Accounts must be in good standing and have a minimum balance of $50 on the day of drawing to qualify for the M3 contest. Maximum of two entries per day. A minimum $5 deposit is required for inclusion into the Contest. Deposits must occur at branch locations in the lobby or drive-thru. Automated deposits or transfers will not qualify for inclusion in the Contest.
Elements of Money Contest
This quarter, we’re awarding a $50 deposit!
To enter for a chance to win, simply come to the credit union and deposit at least $5 to your Elements account during January, February, or March. Each deposit is a chance to win! Saving really pays at Advantage One!
Elements accounts must be in good standing and have a minimum balance of $100 on the day of drawing to qualify for the Elements contest. Maximum of two entries per day. A minimum $5 deposit is required for inclusion into the Contest. Deposits must occur at branch locations in the lobby or drive-thru. Automated deposits or transfers will not qualify for inclusion in the Contest.
Digital Banking
Take care of financial matters anytime, anywhere.
Savings
Helping you reach your financial goals.
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