Payments

Bill Pay

Paying bills is no one's favorite activity. But now it's possible to finish up fast and save on postage, too. With Advantage One's Bill Pay, you can make one-time payments in just minutes and schedule payments of recurring bills (like utilities) months in advance. That means you won't miss any more due dates, but you will have more time to do the things you actually like to do.

• Same-day payment options

• Receive and pay all your bills in one easy, secure location

• Eliminate mailing effort and postage expenses

• Pay any company or person with a U.S. address

• Stay on top of who gets paid, when, and how much

Easy Enrollment

• Log into Online Banking

• Select "Transfer & Pay" from Menu

• Choose "Online Bill Pay"

• Read and Accept the Disclosures

Learn how easy it is to pay a bill, pay a person, transfer money, set up Bill Pay alerts or set up an eBill. Visit our Learning Library to watch tutorial videos.

Auto Pay

With a few clicks, you can arrange for automatic payments from checking or savings to your Advantage One loan or credit card accounts. Auto Pay also provides a perfect way to pursue savings goals by allowing you to schedule automatic transfers between your checking and savings.

You can set up Auto Pay by:

• Scheduling recurring transfers within Online Banking

• Calling a Contact Center Representative at (734) 676-7000

For more details on how to set up transfers, visit our Learning Library page.

Loan Web Pay

Looking for another easy way to make Advantage One loan payments? Have funds sent from a checking or savings account at another financial institution, or arrange to pay with your Visa® or Mastercard® debit card. With Loan Web Pay*, you can quickly make a one-time payment or schedule weekly or monthly recurring payments. Please note, credit cards are not able to be used for payment.

Pay a Person

You can Pay a Person in Advantage One's Bill Pay. It's easy to send money to friends, family, coworkers - almost anyone! All you need is their name and email address or mobile telephone number to move money from your bank account to theirs.

• Send and receive money through Bill Pay in Online Banking**

• You can send money to your contacts, who will be notified by email or text message that you wish to send money to them

• You and your contacts will never need to exchange financial account information

• Users can simply receive money in their eligible account online at their bank

**Transfer fee may apply. Refer to current fee disclosure for complete details. This payment service requires enrollment in Bill Pay.

Transfers

Life moves fast, and your money needs to keep pace. You can quickly move funds between your Advantage One accounts, as well as between your accounts at other financial institutions and Advantage One. You can even send money to friends and family using just their email or mobile phone number.

• Between Advantage One Accounts: Move money between your accounts right from your computer or mobile device. Make a one-time transfer or set up a recurring transfers and have the money automatically transferred at a frequency you choose. 

• Between Advantage One Accounts and Non-AOCU Accounts: With Digital Banking, transfer money between your Advantage One accounts and accounts you have elsewhere with ease. Move money in and out** of your account in as little as three business days. Make a one-time transfer, schedule a transfer and set up recurring transfers for up to a year in advance.

• Between You and Other People: Bill Pay users can send money** and a personalized message to friends and family with just their email address or mobile phone number. It's the perfect last-minute gift, and a simple way to pay your friends and family.

• Between You and AOCU Members: Within Digital Banking, you can transfer money from your account to another Advantage One Member.