Advantage One's competitive financing rates and easy repayment terms help you buy that dream vehicle, no matter what your idea of recreation is.
For more details or to apply in person:
RV Loans
Low rates for new and used motor homes, campers, and trailers
No payment for up to 45 days¹
Financing for dealership and private party sales
Apply for pre-approval before you shop
Boats, Snowmobiles, etc.
Low rates for new and used boats, personal watercraft, snowmobiles, and ATVs
No payment for up to 45 days¹
Flexible repayment terms
Apply for pre-approval before you buy
RV Loans
With a new or used RV, you can hit the highway and journey hundreds of miles to tour some of our beautiful national parks. Or you can simply head to the nearest Michigan campground and kick back with a cold one.
Financing for new and used motor homes, campers, and trailers
No payment for up to 45 days¹
Flexible repayment terms
Low fixed interest rates
Apply for loan pre-approval before you shop
No application fees
Financing options available for dealership and private party sales
Rates
Rates accurate as of
Boat, Motorhome, & RV Loan Rates (2021 - 2025)
| Term | APR* |
|---|---|
| 60-Month | % |
| 84-Month (minimum loan amount $10,000) | % |
| 120-Month (minimum loan amount $15,000) | % |
| 144-Month (minimum loan amount $20,000) | % |
| 180-Month (minimum loan amount $25,000) | % |
| 240-Month (minimum loan amount $35,000) | % |
Boat, Motorhome, & RV (2020 - older)
| Term | APR* |
|---|---|
| 60-Month | % |
| 84-Month (minimum loan amount $10,000) | % |
| 120-Month (minimum loan amount $15,000) | % |
| 180-Month (minimum loan amount $25,000) | % |
| 240-Month (minimum loan amount $35,000) | % |
*APR=Annual Percentage Rate. All loan rates cited as APR. Down payment may be required depending upon consumer credit score and loan-to-value (LTV) of the vehicle. Quoted loan rates are the lowest rates available. Your final loan rate is based on creditworthiness and consumer credit scoring and may be higher than the quoted rate. All loans are subject to approval. Rates, terms, and conditions are subject to change. Maximum 0.25% discount available with purchase of GAP insurance, Mechanical Repair Coverage, Depreciation Protection Waiver or Debt Protection.
Recreational Loans
Michigan's hundreds of lakes and rivers attract boating enthusiasts of all types. Others prefer to take to the water when it's in a frozen form. Whether your heart is set on a motorboat to skim across the surface or a snowmobile to power through the winter drifts, Advantage One's low-cost loans are your ticket to year-round excitement.
Competitive financing rates for boats, personal watercraft, snowmobiles, and ATVs
No payment for up to 45 days¹
Flexible repayment terms
Financing for new or used boats²
Apply for pre-approval before you head to the dealership
Rates
Rates accurate as of
New Personal Watercraft, Snowmobiles, & ATVs (2021-2025)
| Term | APR* |
|---|---|
| 36-Month | % |
| 48-Month | % |
| 60-Month | % |
| 72-Month | % |
Used Personal Watercraft, Snowmobiles, & ATVs (2020 & older)
| Term | APR* |
|---|---|
| 36-Month | % |
| 48-Month | % |
| 60-Month | % |
| 72-Month | % |
*APR=Annual Percentage Rate. All loan rates cited as APR. Down payment may be required depending upon consumer credit score and loan-to-value (LTV) of the vehicle. Quoted loan rates are the lowest rates available. Your final loan rate is based on creditworthiness and consumer credit scoring and may be higher than the quoted rate. All loans are subject to approval. Rates, terms, and conditions are subject to change. Maximum 0.25% discount available with purchase of GAP insurance, Mechanical Repair Coverage, Depreciation Protection Waiver or Debt Protection.
¹Interest begins to accrue when loan funds are disbursed; deferred payment may extend the term of the loan for deferred payment options. All loans are subject to approval. Rates, terms, and conditions are subject to change.
²Appraisal or survey may be required.
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Find the spending account that fits your life.
Personal Loans
Make good things happen with some extra money!
Credit Cards
Our Visa® Credit Cards provide a little extra with every purchase.